While you're not defined just by your credit score number, it is important to know what it is and what you might need to do to manage it. Every Kiwi over the age of 18 who has taken out a ‘line of credit’ like a credit card or a car loan, will have an active credit file. If you download the Yonda app you can see your Equifax credit file and start to know where you stand. We'll also show your current score, which updates monthly, based on your credit habits.
For an example of a good credit score, you want to be in the 600+ range. Anything below this number and you will need to work on managing your credit habits. Yonda can help you with lots of tips, tricks and coaching on how to improve your score. And it's free to download!