Your credit score is a number to know.

If you're looking for finance, renting a property or applying for a home loan - your credit score counts.

What is a credit score?

It's a number between 0 and 1000 used to assess your credit risk. The higher the number, the better your chances of getting a loan, a rental and even a home loan. So, you want to make sure you know your score and grow it to a high number. Yonda can help you understand how to manage your credit score and get ahead.

What does a credit score look like?

While you're not defined just by your credit score number, it is important to know what it is and what you might need to do to manage it. Every Kiwi over the age of 18 who has taken out a ‘line of credit’ like a credit card or a car loan, will have an active credit file. If you download the Yonda app you can see your Equifax credit file and start to know where you stand. We'll also show your current score, which updates monthly, based on your credit habits. 

For an example of a good credit score, you want to be in the 600+ range. Anything below this number and you will need to work on managing your credit habits. Yonda can help you with lots of tips, tricks and coaching on how to improve your score. And it's free to download!

Try it out

Tap the tabs to find out what makes scores good or bad.
  1. Looking awesome!
  2. Needs some work
A credit score above 600-700 shows you’re on top of your finances and are working towards better credit options.
Plan the next stages of your financial journey with tips, blogs and score updates.
Select a goal to work towards as you improve your score.
Check out the tip of the day for amusing quirks on finance and savings.

Download Yonda today, it's free.