Tip 2: Applying for a business loan? Do a credit report.
- Check your score through Yonda for instant access.
- Touch base with a credit reporter for a full paper report to take to the bank. We have three in New Zealand; Equifax, illion and Centrix.
Tip 3: Query what you find.
- Credit reports can go astray, so check for errors.
- If anything seems amiss, query what you find with your credit reporting agency. They have to fix it if it's wrong.