There are several ways you can back up your identity and keep an eye on any suspicious activity on your financial accounts:
Check your bank statements.
Check up on your bank statements regularly. If you see any suspicious transactions, report them to your bank right away.
The same goes for your credit report. If you're unsure of any repayment or debt activity, get in contact with your provider.
Use strong passwords.
The longer your password, the stronger it is. Don't use readily identifiable information like your name or birthday. Try mixing it up — use uppercase and lowercase letters, numbers, and special characters.
It's important to use a different password for every account. If it's hard for you to keep track of multiple complex passwords, use a password manager. Managers help you develop great passwords and keep them all in one easily accessible place.
Enable two-factor authentication (2FA).
Using just one password will offer some protection, but using multiple forms of identification that can't be easily copied is better.
Two-factor authentication is when you confirm your identity by using something extra when you log in — usually through a code sent to your phone. You need to add protection to your email, banking, Paypal, and other vital accounts to get this feature.
Back up your data.
Backing up all your data makes you less vulnerable to cyber-attacks. Cybercriminals and hackers may lock you out of your account once they get a hold of your details. With a secure backup, you can continue to access that information even if you can't use your laptop or phone. It also means that everything you need can be quickly restored in case of a breach.
Keep your devices up to date.
Upgrades for apps and devices often include security fixes, so installing them when they're available is essential, and it's a vital part of protecting your cyber security.
Be careful when using the free wifi.
Public wifi networks are unsecured, which means your information's more visible than on a private network. Be sure to avoid banking or online shopping on open, public networks.